Skip to content
  • Young in the Mountains Young in the Mountains
  • Shop
    • In stock
    • Custom made : within 7 weeks
    • Gem library : within 7 weeks
  • process
    • Artistry
    • Sourcing
  • story
    • About us
    • Our mission
    • Ethics
Young in the Mountains Young in the Mountains
  • Book Appointment
  • Log in
  • 0 Cart (0 items)
ALL POSTS

Why Fine Jewelry is a Smart Investment: The Benefits of Adding Sparkle to Your Portfolio

The most fun asset to own!

Why Fine Jewelry is a Smart Investment: The Benefits of Adding Sparkle to Your Portfolio

Are you looking to add some sparkle to your investment portfolio? 

Look no further than the world of fine jewelry. 

While stocks and real estate may be top-of-mind when investing, owning luxury pieces can boost your bottom line. Adding jewelry as an investment can provide financial returns and personal satisfaction. 

So why not invest in something beautiful that will continue to shine for years? 

In this post, we'll explore how adding luxury pieces can elevate your investment strategy and help you diversify your assets with style.

Jewelry As An Investment: Diversifying Your Portfolio

Regarding investing, many options exist. Stocks, bonds, mutual funds, real estate... the list goes on. But one investment that you may not have considered is fine jewelry.

Sure, you might not think of diamonds and pearls as something that can help you reach your financial goals. But if you look closer, you'll see that jewelry can be a great addition to your portfolio.

Here are a few reasons why it's a great idea to consider jewelry as an investment:

Jewelry is a tangible asset. 

Unlike stocks or mutual funds, you can physically hold onto your jewelry investments. This can be helpful if you want a "hands-on" approach to their finances. And if the market ever takes a turn for the worse, at least you'll still have your jewels!

Jewelry can appreciate over time. 

If you buy quality pieces from reputable brands, your jewelry will likely increase in value as time goes on. This makes it a great long-term investment option.

Jewelry can be used as collateral for loans. 

If you ever need to borrow money, using your jewelry as collateral can get you a lower interest rate than other assets (like stocks or bonds).

While investing in jewelry can be an alluring prospect, it's important to remember the downsides. 

Risks of Investing in Fine Jewelry

For starters, it's no small feat! It usually requires a hefty amount of capital. 

  • You'll need to do your homework to ensure you invest in the right pieces to give you the best returns.
  • Precious jewels can be surprisingly easy to lose. Even the most organized can be guilty of misplacing our treasures. 
  • And while the portability of jewelry is undoubtedly a plus, the reality is that it can also make them more vulnerable to theft or loss.

Before diving headfirst into investing in jewelry, consider the pros and cons and have a solid plan. 

How to Start Investing in Jewelry

Here are a few things to remember if you're interested in investing in jewelry:

Know Your Goals

What are you looking to get out of your investment? 

Are you hoping to make a quick profit, or are you looking to hold onto the piece for longer?

Knowing your goals will help you narrow down the type of jewelry you should invest in.

Consider the Four Cs

The "Four Cs" of diamonds (cut, color, clarity, and carat weight) can also be applied to other gemstones. Consider these factors when choosing a piece of jewelry to invest in.

Research the Market 

It's essential to know what pieces are currently in demand and their going rate. Doing your research beforehand will help you avoid overpaying for an item.

Buy from a Reputable Source

When investing in jewelry, buying from a reputable source is important. This will ensure that you're getting a quality piece worth what you're paying for.

With careful selection and research, having jewelry as an investment can significantly add luxury, diversity, and value to your portfolio.

Ethical and Sustainable Investment in Jewelry

Whether you're a fan of timeless diamond earrings or modern statement necklaces, there's something for everyone.

But why settle for any brand when you can support one that's truly making a difference?

At Young in the Mountains, they believe that the intricacies and handmade details in their jewelry make each piece truly unique and worthy of representing your love and accomplishments. 

Each piece reflects your individuality and values, with handmade details that make them unique. 

And the best part? 

You can feel good knowing that the materials are ethically sourced and eco-friendly.

So why not add beauty, elegance, and purpose to your investment portfolio with their stunning fine jewelry collection? Our favorite investment-worthy pieces are below!

FACEBOOK
Share on Facebook
PINTEREST
Pin on Pinterest
EMAIL
Send email

More Posts

ALL POSTS
Ruby vs. Sapphire: Same Mineral, Different Story—Starring the Treasures of Montana

06/18/2025

Ruby vs. Sapphire: Same Mineral, Different Story—Starring the Treasures of Montana

READ MORE
Precision Crafted: Geometric Cut Gemstones

05/25/2025

Precision Crafted: Geometric Cut Gemstones

READ MORE
Redefining Commitment: How Sustainable Wedding Rings Are Shaping the Future of Love

05/25/2025

Redefining Commitment: How Sustainable Wedding Rings Are Shaping the Future of Love

READ MORE
Why Your Gold Ring Turns Your Finger Green—And What Sunscreen Has to Do With It

05/25/2025

Why Your Gold Ring Turns Your Finger Green—And What Sunscreen Has to Do With It

READ MORE

Invalid Password
Enter

Help

  • FAQs
  • Shipping
  • Warranty
  • Timelines
  • Resize & Repair
  • Terms Of Service

Education

  • Journal
  • Stacking Guide
  • Jewelry Care

    Illustration of brush in a cup for jewelry care

    Jewelry Care

    Diamonds, sapphires and gold are the traditional materials to wear as engagement or wedding jewelry because they are the most durable. Only these three materials are our recommendation for use as an engagement ring.

    Sunstones, emeralds, opals and inlay stones are beautiful accents, but should not be considered up for every day, forever wear in an engagement ring stack.  Forever is a long time, so choose wisely when considering a ring to be the everyday representation of your love. It’s a big decision to represent your love with fine jewelry, consider a versatile set that can we worn in all the different times and events in your life.

    All jewelry requires care and attention, so please realize just because a ring is chosen from our website and presented as a wedding ring, does not mean it's appropriate for everyday wear. The materials are very important. All jewelry should be taken off before bathing, swimming, yoga, applying lotions, working out, doing the dishes, etc.

    We recommend a simple pure gold band as the everyday forever wedding ring. Our inlay jewelry can be worn as the occasion permits. More information is explained in our FAQ PAGE.

  • Find Your Ring Size

    Not sure if your ring will fit with our ring crowns? Print our easy-to-use, sizing guide, specifically made to help you find the perfect signature ring crown that fits your existing engagement ring.

    DOWNLOAD OUR RING CROWN GUIDE

  • Heirloom Stones
  • Ring Crown PDF Try On
  • Ring Crown Physical Try On
  • Make A Confident Purchase

Find us

  • Contact Us
  • Instagram
  • Pinterest

Visit us

  • Retailers
  • Store Information
  • Book An Appointment

Company

  • Our story
  • Ethics
  • Gift cards
  • Customer stories

Connect with us

Get updates on special releases & sales

  • Copyright 2025 Young in the Mountains

Shopping Bag

sub total $0.00

Important Information

To ensure the success of your purchase, we require you to read the CONFIDENT DECISION & the FAQ page before placing your order.

Made To Order items ship in 6-8 weeks. Please understand that Available Now items ship within 3 business days. We ship EXPRESS when it's ready to ship, it is not, "same-day express shipping." Please read our SHIPPING DETAILS.

Please check the box that you understand the important details related to working with YITM.

Continue Shopping Go to checkout

Your cart is empty

Continue Shopping

Sentimental Information

We love hearing your stories! This helps us connect with you while we are crafting your piece. It makes you real to us. The power of jewelry is to connect us, to make us remember, and honor an experience. This beauty we create is not surface deep, our jewelry is here to add sentiment into our daily lives. Please, oh please, give us a few words about you, and your story. It will make our hearts full!

Skip this step and take me to checkout
back